You never really think about insurance until life forces you to. When you're young and single, you just let your job take care of it for you. If something happens, you simply show institutions your card, maybe pay a bit of money out-of-pocket, and then things are taken care of.
But then you grow up, and before you know it, you're responsible for people other than yourself, a.k.a. your very own cute little babies. If you didn't see the importance of life insurance before then, your kids may make you think otherwise, and suddenly, it sits atop your priorities.
But life insurance isn't something you can usually get easily. Most companies require you to go through multiple hoops, including numerous meetings with agents, phone calls, medical exams, and blood tests. Getting insurance really doesn't have to be this complicated—Fabric understands that.
An innovative insurance startup with a TrustPilot score of 4.8 out of 5, Fabric takes the complexity out of applying for life insurance. Their proprietary technology uses an innovative underwriting algorithm to approve a record number of applicants without a medical exam and without charging the high rates of typical no-exam (simplified issue) policies. Their modern application interface offers a beautiful and easy user experience, so seamless that you could secure term life insurance online within minutes if you meet their criteria. If you don't get approval right away, not to worry; a human member of the underwriting team will review your application and could approve you in just a few days.
With Fabric, you won't have to worry about the huge costs associated with "whole life" plans, either. More often than not, people have the highest need for life insurance during “terms,” such as the first 20 years of their kids' lives. Beyond that, your little ones will be adults and are likelier to be self-sufficient. Fabric offers 10, 15 and 20-year plans, which tend to be the ideal length for families.
Fabric also happens to offer an intuitive platform where you can create your will and organize your family's important financial and legal information. This way, you can plan for your family's long-term well-being all in one place. Visit Fabric today to find out how they can help your growing family.
by: Nicole Cord-Cruz
