Mom, Shannon Keegan was desperate to find a job. She finally thought she snagged the perfect one when she got hired to be a part-time babysitter for $25/hr.
Her boss claimed to be a hard of hearing Texas woman named Emily, who said was in the process of moving to Las Vegas.
"She needed me to watch her 6 year old son, who was in a wheelchair," says Keegan. "I wanted to be able to take care of him and her, and help her, and if she's willing to pay me that much, hell yeah."
Emily sent Keegan a check for $3,400 and told her to deduct her pay and send the remaining $3,060 to a wheelchair seller. Keegan thought it was strange, but the mom needed the pay.
"But I mean I'm hurting for money at this point. So I was all for it," says Keegan. Then she noticed something odd. "It came from Fresno, a Credit Union in Fresno, California. But she was supposedly coming from Texas."
Keegan went to her mother-in-law for help who quickly saw a hidden VOID stamp on the check. It was all a scam.
"They almost got me. I almost put that in my account, and if that was the case, I would have been out $3,000," she said.
Personal computers are advanced enough today that they can easily counterfeit a check. Some banks may not be sympathetic to consumers and hold them responsible for fraudulent checks.
Keegan is warning others to be cautious when taking personal checks and to carefully examine each one. If something seems off, ask for a second opinion or speak with a bank representative before cashing.
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